SBA Microlending Stories


Calf Pen Products

Council, Idaho, population 865, is lucky to have Robyn Warner. The opening of her business, Calf Pen Products, fulfills a longtime dream of growing her home-based bakery and canning operation into a viable main street business. It’s a big leap for any entrepreneur, but especially for Robyn, a mom of four who holds two part-time jobs and also runs the family’s cattle ranch with her husband.

But Robyn knew she had a high-quality product that was poised for growth, if only she could find the capital to make it happen. Now, through a $10,499 SBA Microloan the business received in January 2020, Calf Pen Products is not only providing fresh-made breads, baked goods, jams and canned items to local customers, but Robyn has a commercial-grade kitchen that allows her to supply goods to restaurants and grocery stores in surrounding rural towns, which was vital once the COVID-19 pandemic hit.

Robyn is already giving back to her community in many ways, including joining the local chamber of commerce and helping out with fundraisers for the local high school. MoFi’s partnership with Robyn highlights the far-reaching impact that flexible capital can bring to communities that need it most.